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                            <li><i class="fa fa-clock-o fa-fw"></i>2025-03-25T15:30:41</li>
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                        <strong>When you're broke, there are four things you should really keep in mind.</strong>
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When you’re broke, you must remember these four sentences. No matter how old you are this year, even if you have nothing, as long as you can make good use of these four sentences, in six months, your luck will definitely change, and you’ll make a comeback. These four sentences are not something I made up randomly. It was when I was down and out, during the pandemic of 2020 when I had to close three stores, that a senior colleague from a soon-to-be-listed company told me this. Give a thumbs up and save this, so you can have good luck in the days ahead.

First, you must break out of your current low-quality social circle. I really dislike going to drinking parties because I know that the connections made there are often meaningless, just friends for drinks and food, offering no real help. You’ll notice that when you talk to older people, the conversation is always about reality, perspective, and making a living. When you talk to peers, it’s all about jealousy, competition, and boasting. The people you associate with will determine the path you take. The biggest luck in life isn’t finding money, but encountering someone who breaks your old way of thinking, enhances your understanding, and guides you to a higher level. These are the valuable people in your life. So, you must seek out such connections—people with resources who can give you a helping hand. If you’re not doing well now, it means your social circle is of low quality, and you’re spending a lot of energy maintaining connections that don’t help you.

Second, you must improve your learning ability. You need to understand that you should learn with a purpose—either to solve problems at work or to enhance your overall capabilities. The clearer your goals, the more positive your mindset, and the better the results. Learn the knowledge you need for your job and apply it, and you’ll absorb it quickly. Learning without practice is just a show. Many students who follow me in making short videos and doing food delivery e-commerce have a huge problem: they just keep learning but never take action. Remember, problems arise and are solved in the process of doing. Most importantly, learning can increase your value, help you distance yourself from low-quality people, and give you more opportunities.

Third, you must learn to manage your finances. This is extremely important, no matter who you are or how much money you have. I used to not understand planning and spent recklessly, and I deeply regret it. Every penny, remember, should be used for paying off debts, investing, or enjoying life. Know how much each purpose takes from your funds, and don’t always spend everything. It will be meaningless for your life. Learn financial management skills early, so you can better protect your wealth. Don’t narrowly think of financial management as just buying stocks, lottery tickets, or funds. I hope you can learn truly useful financial management methods; otherwise, you’ll lose both money and opportunities.

Fourth, you must maintain confidence. Even if you have no money, don’t give up on yourself. This will only make you more and more insecure. This not only diminishes your self-worth but also makes others think you’re not valuable. Confidence is a form of spiritual wealth. To turn your life around, you must first respect yourself. Only then will you have the chance to surpass others. Even if you only have 8 yuan in your pocket, live with the confidence of 800 yuan. Give a thumbs up and save this.
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