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                            <li><i class="fa fa-clock-o fa-fw"></i>2025-03-05T20:00</li>
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On November 1, 1990, 1 US dollar could be exchanged for 1.8 rubles.

A year later, 1 US dollar could be exchanged for 176 rubles.

Two years after that, 1 US dollar could be exchanged for 3,235 rubles.

Another half a year later, 1 US dollar could be exchanged for 4,555 rubles.

And another half a year later, it became 6,010 rubles.

So in 7 years, the exchange rate went from 1 US dollar for 1.8 rubles to 1 US dollar for 6,010 rubles.

In 1998, Russia realized this wasn't sustainable and began monetary policy reforms, forcing a new ruble to be exchanged for 1,000 old rubles. As a result, 1 US dollar could again be exchanged for 6 rubles.

However, this didn't last long. In less than a year, the rate became 27 rubles.

By 2015, 1 US dollar could be exchanged for 65 new rubles. Over 27 years, the ruble had depreciated by 110,000 times. Note, 110,000 times!

What does this mean? It means that if you had 11 million rubles 27 years ago, you could have exchanged them for 1.1 million US dollars. But 27 years later, you could only exchange them for 100 US dollars.

27 years ago, with 11 million rubles, you could have achieved financial freedom and lived a carefree life. But after 27 years, it's only enough for half a month.

This is the harsh reality, the harsh truth of fiat currency.

So, even if I earn 10 million, 30 million, or even 300 million or 1 billion, I can't just lie around and stop working. That kind of thinking is very naive.

To achieve such a life, there's a prerequisite: the economy must continue to grow, and the country you live in must be stable and harmonious. Otherwise, a major change or policy could wipe out your wealth in an instant.

What will the future be like? Do you know? You can't possibly know. We are human, not gods.

So, no matter what stage you're at, you must always keep learning and stay up-to-date. There is no one-shot solution; this is the truth of life.

This applies to individuals and countries alike.

When I do live streams, people always ask me why I work so hard. I have everything, my hair has turned white from the effort, and I'm still pushing.

I believe I have already given you the answer.
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