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                            <li><i class="fa fa-clock-o fa-fw"></i>2025-03-25T15:30:41</li>
                            <li><i class="fa fa-eye fa-fw"></i><a class="pointer" data-original-title="21People viewed this article" data-toggle="tooltip" data-placement="bottom">View (<num>21</num>)</a></li>
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                        <strong>Now, everything is really tough.</strong>
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The end of doing business is being in debt,

The destiny of a worker is to deliver food,

The fate of all kinds of bosses is to become deadbeats.

In 2024, what we talk about most in our idle chat is:

This year is even harder than last year.

Everyone, I'm not exaggerating.

For factory owners,

Not only are profits low,

But it’s difficult to get paid,

And customer orders are still few.

As for the owners of physical stores,

The number of customers will keep decreasing,

And competition will only get fiercer.

For ordinary people working,

Not only are good job opportunities becoming scarce,

But earnings are low,

While expenses keep rising.

Why has it become increasingly difficult to make money now?

Maybe after you see these numbers,

You'll understand.

Ctrip’s customer base has dropped from around 25 million

To just over 5 million.

I recently went on a trip,

And found that

Nowadays, most tourists are elderly people,

Hardly any young people.

As for Didi’s ride-hailing customers,

They’ve dropped from over 40 million

To just 9 million.

Even the portable power banks used in emergencies,

According to a power bank company,

Their user base has dropped from over 3.5 million

To just 900,000.

Physical stores are even worse,

Customer numbers have decreased by nearly 70%.

Even Starbucks, beloved by the middle class,

Has seen its consumer base drop from 5 million

To around 2 million.

According to business data,

Just in the first half of last year,

Almost 460,000 companies went out of business.

In recent years, one of the few

Growing enterprises

Are the giants of recruitment websites.

Their monthly active users have nearly doubled,

Breaking 100 million last year.

These figures undoubtedly prove that

There are more people out of work,

People have less money in their pockets,

And thus, consumption is declining.

Even more tragic is that

Not only are there more people looking for jobs after being laid off,

But each year, about 11 million

High-quality college graduates will leave school,

Desperate to find stable, good jobs.

Those who have studied economics know,

In the past, we could still hear about

Unemployment rates and Gini coefficients,

Now these aren’t even mentioned, right?

What’s even more tragic is that

There are fewer employers,

And even they have fallen into

The ranks of job seekers.

In these past few years since the mask era began,

Big and small bosses alike have felt

How much harder it is to make money.

In the past, doing business meant making more or less money each year,

But now, many businesses

Have reached the point where

Not losing money is considered a profit,

Even just staying afloat is a victory, yeah.

The reason this situation has arisen

Is fundamentally because

The global economic landscape

Has undergone a tremendous transformation.

The bigger the storm,

The less likely it is that fish will get more expensive,

It’s possible that what you catch will be dead fish.

In this current situation,

Ordinary people need to stay calm,

Not panic or blindly invest.

If you take a wrong step now,

You might fall into an abyss.

So what should ordinary people do next?

I’ll tell you, Hu Hanzan:

First, don’t spend recklessly,

Reduce unnecessary expenses,

Cash is king,

Prevent trouble before it starts.

Second, in this current economic climate,

Never pin your fate on one thing.

Not only should you avoid blind investments,

But you should also learn to be cautious,

Even when you encounter a real opportunity,

Repeatedly verify its authenticity.

Third, even if you are in debt,

Never seek quick fixes out of desperation.

Rushing for a comeback can lead to

Not only failing to turn things around,

But also falling prey to scams,

Making your situation even worse.

Recently, many

People eager for a comeback

Have tried to find me,

Wanted to collaborate with me,

On supply chain e-commerce.

I turned them down directly.

Although product selection,

Operations, and customer service are all handled by my company,

You only need to provide the store,

And you don’t need to worry about anything else,

You can earn about 3K a month.

But it can only be a side gig,

It won’t help you make a comeback.

Unless you can settle down and learn,

I think the chances will be greater.

Fourth, poverty brings sorrow to a couple.

The poorer you are,

The more likely family conflicts will arise.

Small things can lead to big problems.

If your home is on fire,

Your chances of a comeback are slim to none.

So maintaining a good family relationship is crucial,

It’s the important prerequisite for a comeback.

Fifth, money is just an external possession.

In the past, I didn’t rejoice at sudden wealth;

Today, I don’t grieve over debt.

Health is the most valuable asset.

Anyone who has been to a hospital knows

What it means to be left penniless overnight.

In the hospital, you can also better understand

What is more despairing than debt.

Short-term success relies on timing and ability,

But long-term success,

Relies on good health.

Sima Yi spent most of his life biding his time,

Until he outlived Cao Cao,

Cao Pi, Cao Rui, and Zhuge Liang,

Finally, at the age of 70, he emerged,

Laying the foundation for the Sima family to unify the land.

So the more things are not going well,

The more you should not rush,

The more you need to stay calm.

A gentleman keeps his tools ready,

And acts when the time is right.

Sixth, no one can make money beyond their understanding.

Even a genius like Newton,

Lost money in the stock market.

Therefore,

It’s crucial to root yourself in a familiar field.

In your free time,

Don’t forget to enrich your mind,

Improve your understanding.

Only by improving your understanding

Can you break out of your current

Circle and situation,

Create new inspiration, ideas, and a future.
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