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                            <li><i class="fa fa-clock-o fa-fw"></i>2025-03-25T15:30:41</li>
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                        <strong>People must learn to save money.</strong>
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You gotta learn to save money!

I'm not good at saving money.

But after getting married, I realized that saving money and having a savings account is the real deal. Always remember: cash is king! Try to cut down on unnecessary expenses. Nowadays, there are just too many places tempting you to spend, and consumerism can really mess with your head, leading fewer people to save. But starting this year, more and more people might start saving. Look at this year's Singles' Day; the total sales for traditional e-commerce were only over 200 billion yuan. Ordinary folks are finally waking up.

Your house just needs to be livable, don't think about buying more. If you're just an ordinary person, buying a luxury car just to show off isn't worth it. Let me tell you, you'll probably regret it soon. Try it if you don't believe me, but I've already been there. Even if you drive that fancy car up to me, I won't even glance at you. Don't be someone who lives a miserable life just to keep up appearances. Save where you can, and don't waste money on things you don't need.

Saving and not saving make for two very different lives. I'm 33, and I can tell you that the midlife crisis often starts with a lack of money; the heartbreak for the elderly often begins when they have to ask for money. I often advise my parents, while they're still healthy, not to take care of their three sons' kids. Really, when you're old, none of your daughters-in-law or sons will be by your bedside, and I won't be either.

If you're still young and don't have a security deposit to feel safe, you need to start building a correct consumption view, lowering your desires, and working hard to earn and save money.

Is financial management a good idea? Yes, but don't do it blindly. Some things we ordinary people just can't afford. I can say that 99% of financial products are scams. Anything that looks easy to make money or seems like a small investment is mostly a trap. Don't think about seeking wealth through risky ventures; the other side of that coin is losing everything. Ask yourself if you can afford to lose. The margin for error for the poor is very low. A 100,000 yuan loss could ruin you, do you believe that?

A wise man doesn't stand under a crumbling wall. Ordinary people generally don't have the ability to turn things around; one wrong move, and you lose everything.

Remember, how much money you make is a result, but how you make it is a skill. The first pot of gold in life isn't about making a lot of money; it's not that important. What's important is the pot itself. In other words, the methods and ways.
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